Banks Custom Coverage Comparison

BI: 300/300
PD: 100
UM/UIM: 100/300
PIP: 3
UMPD: NA
COMP: 500
COLL: 500
ROADSIDE: YES
RENTAL CAR: 40/1200
GLASS: NO

Total ANNUAL cost: $1320

(Willys valued and covered at $2500 and $4500)

DWELLING: $503000
SEP STRUCTURES: $75255
PERSONAL PROP: $377625
LOSS OF USE: $302100
LIABILITY:$300000
MEDICAL:$1000
EARTHQUAKE: $1464 (10% Deductible)
IDENTITY RECOVERY: Yes
WATER BACKUP: Yes
MOLD: Yes
HO5 Coverage: NO
DEDUCTIBLE $250
Jewelry: $9730

Total ANNUAL cost: $2124

1 Million of coverage
Annual Cost: $184

NOT APPLICABLE

BI: 250/500
PD: 100
UM/UIM: 250/500
PIP: 3
UMPD: NA
COMP: 500
COLL: 500
ROADSIDE: YES
RENTAL CAR: 40/1200
GLASS: NO

Total ANNUAL cost: $703.70

(Willys valued and covered at $2500 and $4500)

DWELLING: $525000
SEP STRUCTURES: $52500
PERSONAL PROP: $367500
LOSS OF USE: 105000
LIABILITY: $300000
MEDICAL: $1000
EARTHQUAKE: $633
(EQ Deductible 5%)
IDENTITY RECOVERY: YES
WATER BACKUP: YES
MOLD: YES
HO5 coverage: Yes
DEDUCTIBLE $500
Jewelry: $9730

Total ANNUAL cost: $476.75

Total with Earthquake: $1109.75

1 Million of coverage
Annual Cost: $165

Death Benefit: $10000

Annual Cost: $50