Bromfield Custom Coverage Comparison

BI: 100/300
PD: 100
UM/UIM: 100/300
PIP: 3
UMPD: NA
COMP: 100
COLL: 500
ROADSIDE: NO
RENTAL CAR: No
GLASS: ?

Total ANNUAL cost: $3025

DWELLING: $475800
SEP STRUCTURES: $47500
PERSONAL PROP: $356850
LOSS OF USE:?
LIABILITY: $300,000
MEDICAL:$1000
EARTHQUAKE: NO
IDENTITY RECOVERY: NO
WATER BACKUP: NO
MOLD: NO
HO5 Coverage: NO
DEDUCTIBLE $500
COIN COLLECTION: $9000

Total ANNUAL cost: $1431

BI: 100/300
PD: 100
UM/UIM: 100/300
PIP: 3
UMPD: NA
COMP: 100
COLL: 500
ROADSIDE: YES
RENTAL CAR: YES
GLASS: YES

Total ANNUAL cost: $1740
(this includes Victoria as a driver)

(Without Victoria annual premium would be $1068)

DWELLING: $478800
SEP STRUCTURES: 47860
PERSONAL PROP: 335160
LOSS OF USE: Actual Loss Sustained
LIABILITY: $300000
MEDICAL: $1000
EARTHQUAKE: $322
Ded: 5%
IDENTITY RECOVERY: YES
WATER BACKUP: YES
MOLD: YES
HO5 coverage: YES
DEDUCTIBLE $1000
COIN COLLECTION: $9000

Total ANNUAL cost: $1039


With Earthquake coverage: $1361