Collins Custom Coverage Comparison

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Homeowners Proposal Opt 1
DWELLING: $1050000
SEP STRUCTURES: $105000
PERSONAL PROP: $735000
LOSS OF USE: $210000
LIABILITY: $300000
MEDICAL:$5000
EARTHQUAKE: $620
Ded: 5%
IDENTITY RECOVERY: NO
WATER BACKUP: YES
MOLD: YES
HO5 Coverage: YES
EXTENDED REPLACEMENT: 125%
DEDUCTIBLE $2500


Total ANNUAL cost: $1412.27

Total cost with earthquake: $2032.27




vs.
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Homeowners Proposal Opt 2
DWELLING: $1050000
SEP STRUCTURES: $105000
PERSONAL PROP: $735000
LOSS OF USE: $210000
LIABILITY: $300000
MEDICAL:$5000
EARTHQUAKE: $620
Ded: 5%
IDENTITY RECOVERY: NO
WATER BACKUP: YES
MOLD: YES
HO5 Coverage: YES
EXTENDED REPLACEMENT: Guaranteed
DEDUCTIBLE $1000
Water Seepage: Yes
Service Line: Yes


Total ANNUAL cost: $1838.39

Total cost with earthquake: $2458.39


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