Collins Custom Coverage Comparison

Auto Policy

BI: 100/300
PD: 100
UM/UIM: 100/300
PIP: 3
UMPD: NA
COMP: 100
COLL: 500
ROADSIDE: ?
RENTAL CAR:?
GLASS: ?

Total ANNUAL cost: $?

Homeowners

DWELLING: $?
SEP STRUCTURES: $?
PERSONAL PROP: $?
LOSS OF USE: ALS
LIABILITY: $?
MEDICAL:$?
EARTHQUAKE: NO
IDENTITY RECOVERY: NO
WATER BACKUP: NO
MOLD: NO
HO5 Coverage: NO
EXTENDED REPLACEMENT: ?
DEDUCTIBLE $1,000

Total ANNUAL cost: $?

Umbrella

2 Milllion
Annual Premium: $?

Boat

Boat Value: $?
Trailer: $?
Equipment coverage: $?
Deductible: $?
Agreed Value: ?
Watercraft Liability: $?
Watercraft Medical: $?

Annual Premium: $?

vs.

Auto Proposal 1

BI: 250/500
PD: 100
UM/UIM: 250/500
PIP: 3
UMPD: NA
COMP: 500
COLL: 500
ROADSIDE: YES
RENTAL CAR: 40 per day
GLASS: Rock Chips only

Total ANNUAL cost: $1045.44
(includes paid in full discount)
Mo. Cost $100.08

Homeowners Proposal

DWELLING: $10000
SEP STRUCTURES: $NA
PERSONAL PROP: $60000
LOSS OF USE: $24000
LIABILITY: $300000
MEDICAL: $5000
EARTHQUAKE: $185
Ded: 5%
IDENTITY RECOVERY: No
WATER BACKUP: YES
MOLD: YES
HO5 coverage: NA
EXTENDED REPLACEMENT: NA
DEDUCTIBLE $1000

Total ANNUAL cost: $118.05

With Earthquake coverage: $303.05

Umbrella

2 Milllion
Annual Premium: $329

Boat

Boat Value: $70000
Trailer: $2500
Equipment coverage: $7000
Deductible: $500
Agreed Value: YES
Watercraft Liability: $300000
Watercraft Medical: $5000

Annual Premium: $392

vs.

Auto Proposal 2

BI: 500 CSL
PD: 500 CSL
UM/UIM: 250/500
PIP: 3
UMPD: NA
COMP: 100
COLL: 500
ROADSIDE: Yes
RENTAL CAR: 40 per day
GLASS: YES

Total ANNUAL cost: $1169.49
(includes paid in full discount)
Mo. Cost $111.95

Homeowners Proposal

Umbrella

2 Milllion
Annual Premium: $329

Boat

Boat Value: $70000
Trailer: $2500
Equipment coverage: $7000
Deductible: $500
Agreed Value: YES
Watercraft Liability: $300000
Watercraft Medical: $5000

Annual Premium: $392

★★★★★