Gibson Custom Coverage Comparison

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Auto Policy
BI: 100/300
PD: 100
UM/UIM: 100/300
PIP: 3
UMPD: NA
COMP: 1000
COLL: 1000
ROADSIDE: $50
RENTAL CAR: 30/900
GLASS:Yes

Total ANNUAL cost: $1040.87






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Homeowners
DWELLING: $352,500
SEP STRUCTURES: $35250
PERSONAL PROP: $176,250
LOSS OF USE: 70,500
LIABILITY: $300,000
MEDICAL:$5000
EARTHQUAKE: NO
IDENTITY RECOVERY: YES
WATER BACKUP: Yes
MOLD: Yes
HO5 Coverage: No
DEDUCTIBLE $1000


Total ANNUAL cost: $880.75




vs.
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Auto Proposal
BI: 250/500
PD: 100
UM/UIM: 250/500
PIP: 3
UMPD: NA
COMP: 1000
COLL: 1000
ROADSIDE: $150
RENTAL CAR: 30/900
GLASS: Rock Chips

Total ANNUAL cost: $925.00
(With $500 Deductibles Annual Premium: $963.00)






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Homeowners
DWELLING: $380,000
SEP STRUCTURES: $38,000
PERSONAL PROP: $266,000
LOSS OF USE: $Actual Loss Sustained
LIABILITY: $500,000
MEDICAL: $5000
EARTHQUAKE: $268
5% Deductible
IDENTITY RECOVERY: YES
WATER BACKUP: YES
MOLD: YES
HO5 coverage: YES
DEDUCTIBLE $1000


Total ANNUAL cost: $692.00

Total ANNUAL cost with earthquake coverage: $960





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