Harper Custom Coverage Comparison

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Auto Policy
BI: 100/300
PD: 100
UM/UIM: 100/300
PIP: 3
UMPD: NA
COMP: 500
COLL: 500
ROADSIDE: NO
RENTAL CAR: No
GLASS: ?

Total ANNUAL cost: $3600






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Homeowners
DWELLING: $547000
SEP STRUCTURES: $54700
PERSONAL PROP: $?
LOSS OF USE:?
LIABILITY: $300,000
MEDICAL:$1000
EARTHQUAKE: NO
IDENTITY RECOVERY: NO
WATER BACKUP: ?
MOLD: ?
HO5 Coverage: NA
DEDUCTIBLE $1000


Total ANNUAL cost: $1255.89




vs.
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Auto Proposal
BI: 100/300
PD: 100
UM/UIM: 100/300
PIP: 3
UMPD: NA
COMP: 500
COLL: 500
ROADSIDE: YES
RENTAL CAR: YES
GLASS: Rock Chips

Total ANNUAL cost: $2593.08

(With $1000 Deductibles Annual Premium: $2439.12)

(Without Jake as a driver in the household- Annual Premium: $1746)




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Homeowners
DWELLING: $563750
SEP STRUCTURES: 56375
PERSONAL PROP: $281875
LOSS OF USE: $169125
LIABILITY: $300000
MEDICAL: $1000
IDENTITY RECOVERY: NO
WATER BACKUP: YES
MOLD: YES
HO5 coverage: NA
DEDUCTIBLE $1000


Total ANNUAL cost: $1107.86





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