Kitterman Custom Coverage Comparison

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Auto Policy
BI: 100/300
PD: 100
UM/UIM: 100/300
PIP: 3
UMPD: NA
COMP: 500
COLL: 500
ROADSIDE: 50
RENTAL CAR: 25/600
GLASS: NO

Total ANNUAL cost: 2721.00




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Homeowners
DWELLING: 257000
SEP STRUCTURES: 51400
PERSONAL PROP: 179900
LOSS OF USE: Actual Loss Sustained
LIABILITY: 300000
MEDICAL: 1000
EARTHQUAKE: NONE
(EQ Deductible 5%)
IDENTITY RECOVERY: YES
WATER BACKUP: YES
MOLD: YES
HO5 coverage: NO
DEDUCTIBLE $1000

Total ANNUAL cost: $745.00





vs.
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Auto Proposal
BI: 250/500
PD: 250
UM/UIM: 250/500
PIP: 3
UMPD: NA
COMP: 500
COLL: 500
ROADSIDE: 150
RENTAL CAR: 40/1200
GLASS: NO

Total ANNUAL cost: $1587



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Homeowners
DWELLING: 400000
SEP STRUCTURES: 40000
PERSONAL PROP: 200000
LOSS OF USE: Actual Loss Sustained
LIABILITY: 300000
MEDICAL: 1000
EARTHQUAKE: $260
(EQ Deductible 5%)
IDENTITY RECOVERY: NO
WATER BACKUP: YES
MOLD: YES
HO5 coverage: NO
DEDUCTIBLE $1000

Total ANNUAL cost: $744.00




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