Lubbers Custom Coverage Comparison

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Auto Policy
BI: 50/100
PD: 50
UM/UIM: 50/100
PIP: 3
UMPD: NA
COMP: 500
COLL: 1000
ROADSIDE: $50
RENTAL CAR: 30/900
GLASS: No

Total ANNUAL cost: $1256






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Homeowners
DWELLING: $218,900
SEP STRUCTURES: $21,890
PERSONAL PROP: $164,180
LOSS OF USE: ALS
LIABILITY: $500,000
MEDICAL:$5000
EARTHQUAKE: NO
IDENTITY RECOVERY: YES
WATER BACKUP: NO
MOLD: NO
HO5 Coverage: NO
DEDUCTIBLE $1000


Total ANNUAL cost: $945




vs.
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Auto Proposal
BI: 100/300
PD: 100
UM/UIM: 100/300
PIP: 3
UMPD: NA
COMP: 500
COLL: 1000
ROADSIDE: $250
RENTAL CAR: 50/1500
GLASS: Free Rock Chips Repair

Total ANNUAL cost: $943.89



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Homeowners
DWELLING: $325,000
SEP STRUCTURES: $32,500
PERSONAL PROP: $227,500
LOSS OF USE: $65,000
LIABILITY: $500,000
MEDICAL: $5000
EARTHQUAKE: $215
Ded: 5%
IDENTITY RECOVERY: YES
WATER BACKUP: YES
MOLD: YES
HO5 coverage: NO
DEDUCTIBLE $1000


Total ANNUAL cost: $539.26

With Earthquake coverage: $754.26


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