Mcallister Custom Coverage Comparison

Auto Policy

BI: 250/500
PD: 100
UM/UIM: 250/500
PIP: 3
UMPD: NA
COMP: 100
COLL: 500
ROADSIDE: YES
RENTAL CAR: ?
GLASS: Yes

Total ANNUAL cost: 3100.20?

Homeowners

DWELLING: 311000
SEP STRUCTURES: 31100
PERSONAL PROP: 233250
LOSS OF USE: ?
LIABILITY: 300000
MEDICAL: 1000
EARTHQUAKE: NO
IDENTITY RECOVERY: NO
WATER BACKUP: No
MOLD: NO
HO5 Coverage: NO
DEDUCTIBLE $500
Business Pursuits: NO

Total ANNUAL cost: $558.42

Umbrella

1 Million Liability

Annual Premium: $301

vs.

Auto Proposal

BI: 500 CSL
PD: 500 CSL
UM/UIM: 250/500
PIP: 3
UMPD: NA
COMP: 100
COLL: 500
ROADSIDE: YES
RENTAL CAR: 20/600
GLASS: Yes

Total ANNUAL cost: $3360

Homeowners

DWELLING: 311000
SEP STRUCTURES: 31100
PERSONAL PROP: 217700
LOSS OF USE: 62200
LIABILITY: 300000
MEDICAL: 1000
EARTHQUAKE: $207
(EQ Deductible 5%)
IDENTITY RECOVERY: YES
WATER BACKUP: YES
MOLD: YES
HO5 coverage: NO
DEDUCTIBLE $1000
Business Pursuits: YES

Total ANNUAL cost: $531.31

Umbrella

1 Million Liability

Annual Premium: $285

★★★★★