Mcallister Custom Coverage Comparison

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Auto Policy
BI: 250/500
PD: 100
UM/UIM: 250/500
PIP: 3
UMPD: NA
COMP: 100
COLL: 500
ROADSIDE: YES
RENTAL CAR: ?
GLASS: Yes

Total ANNUAL cost: 3100.20?





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Homeowners
DWELLING: 311000
SEP STRUCTURES: 31100
PERSONAL PROP: 233250
LOSS OF USE: ?
LIABILITY: 300000
MEDICAL: 1000
EARTHQUAKE: NO
IDENTITY RECOVERY: NO
WATER BACKUP: No
MOLD: NO
HO5 Coverage: NO
DEDUCTIBLE $500
Business Pursuits: NO


Total ANNUAL cost: $558.42




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Umbrella
1 Million Liability

Annual Premium: $301
vs.
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Auto Proposal
BI: 500 CSL
PD: 500 CSL
UM/UIM: 250/500
PIP: 3
UMPD: NA
COMP: 100
COLL: 500
ROADSIDE: YES
RENTAL CAR: 20/600
GLASS: Yes

Total ANNUAL cost: $3360




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Homeowners
DWELLING: 311000
SEP STRUCTURES: 31100
PERSONAL PROP: 217700
LOSS OF USE: 62200
LIABILITY: 300000
MEDICAL: 1000
EARTHQUAKE: $207
(EQ Deductible 5%)
IDENTITY RECOVERY: YES
WATER BACKUP: YES
MOLD: YES
HO5 coverage: NO
DEDUCTIBLE $1000
Business Pursuits: YES

Total ANNUAL cost: $531.31




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Umbrella
1 Million Liability

Annual Premium: $285
★★★★★
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