Olson Custom Coverage Comparison

Auto Policy

BI: 100/300
PD: 100
UM/UIM: 100/300
PIP: 3
UMPD: NA
COMP: 100
COLL: 500
ROADSIDE: NO
RENTAL CAR:?
GLASS: NO

Total ANNUAL cost: $?

Homeowners

DWELLING: $528,000
SEP STRUCTURES: $52800
PERSONAL PROP: $396000
LOSS OF USE: ALS
LIABILITY: $1,000,000
MEDICAL:$5,000
EARTHQUAKE: NO
IDENTITY RECOVERY: NO
WATER BACKUP: NO
MOLD: NO
HO5 Coverage: NO
EXTENDED REPLACEMENT: ?
DEDUCTIBLE $1,000

Total ANNUAL cost: $?

Umbrella

Don't currently have

vs.

Auto Proposal 1

BI: 100/300
PD: 100
UM/UIM: 100/300
PIP: 3
UMPD: NA
COMP: 100
COLL: 500
ROADSIDE: YES
RENTAL CAR: 40 per day
GLASS: YES

Total ANNUAL cost: $1313

Mo. Cost $109

Homeowners Proposal

DWELLING: $562,000
SEP STRUCTURES: $56,200
PERSONAL PROP: $393,400
LOSS OF USE: $112.400
LIABILITY: $1,000,000
MEDICAL: $5000
EARTHQUAKE Dwelling only: $357
Ded: 5%
IDENTITY RECOVERY: No
WATER BACKUP: NO
MOLD: NO
HO5 coverage: NO
EXTENDED REPLACEMENT: 125%
DEDUCTIBLE $1000

Total ANNUAL cost: $727

With Earthquake coverage: $1084

Umbrella

Cant offer with this coverage limit

vs.

Auto Proposal 2

BI: 250/500
PD: 100
UM/UIM: 250/500
PIP: 3
UMPD: NA
COMP: 100
COLL: 500
ROADSIDE: Yes
RENTAL CAR: 40 per day
GLASS: YES

Total ANNUAL cost: $1397

Mo. Cost $116

Homeowners Proposal

DWELLING: $562,000
SEP STRUCTURES: $56,200
PERSONAL PROP: $393,400
LOSS OF USE: $112.400
LIABILITY: $1,000,000
MEDICAL: $5000
EARTHQUAKE Dwelling and Contents: $542
Ded: 5%
IDENTITY RECOVERY: No
WATER BACKUP: YES
MOLD: YES
HO5 coverage: YES
EXTENDED REPLACEMENT: 125%
DEDUCTIBLE $1000

Total ANNUAL cost: $773

With Earthquake coverage: $1315

Umbrella

1 Million

Annual Premium: $255

★★★★★