Panoke Custom Coverage Comparison

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Auto Policy
BI: 100/300
PD: 50
UM/UIM: 50/100
PIP: 3
UMPD: NA
COMP: 1000
COLL: 1000
ROADSIDE: No
RENTAL CAR: No
GLASS: No

Total ANNUAL cost: $2094




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Homeowners
DWELLING: $343,000
SEP STRUCTURES: $34,300
PERSONAL PROP: $257,250
LOSS OF USE: Actual Loss Sustained
LIABILITY:$100,000
MEDICAL:$1000
EARTHQUAKE: No
IDENTITY RECOVERY: NO
WATER BACKUP: NO
MOLD: NO
HO5 Coverage: NO
DEDUCTIBLE $500


Total ANNUAL cost: $1021




vs.
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Auto Proposal
BI: 100/300
PD: 100
UM/UIM: 100/300
PIP: 3
UMPD: NA
COMP: 500
COLL: 500
ROADSIDE: YES
RENTAL CAR: NO
GLASS: NO

Total ANNUAL cost: $1530



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Homeowners
DWELLING: $343,000
SEP STRUCTURES: $34,300
PERSONAL PROP: $240,000
LOSS OF USE: $68,000
LIABILITY: $300000
MEDICAL: $1000
EARTHQUAKE: $193 Annually
IDENTITY RECOVERY: No
WATER BACKUP: YES
MOLD: YES
HO5 coverage: NO
DEDUCTIBLE $500

Total ANNUAL cost: $719





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