Sandness Custom Coverage Comparison

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Auto Policy
BI: 100/300
PD: 100
UM/UIM: 100/300
PIP: 3
UMPD: NA
COMP: 500?
COLL: 500?
ROADSIDE: ?
RENTAL CAR:?
GLASS: ?

Total ANNUAL cost: $1440








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Homeowners
DWELLING: $?
SEP STRUCTURES: $?
PERSONAL PROP: $?
LOSS OF USE: ALS
LIABILITY: $?
MEDICAL:$?
EARTHQUAKE: NO
IDENTITY RECOVERY: NO
WATER BACKUP: NO
MOLD: NO
HO5 Coverage: NO
EXTENDED REPLACEMENT: ?
DEDUCTIBLE $1,000


Total ANNUAL cost: $700




vs.
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Auto Proposal 1
BI: 100/300
PD: 100
UM/UIM: 100/300
PIP: 3
UMPD: NA
COMP: 500
COLL: 500
ROADSIDE: YES
RENTAL CAR: 25 per day
GLASS: Rock Chips only

Total ANNUAL cost: $1134







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Homeowners Proposal
DWELLING: $230252
SEP STRUCTURES: $46050
PERSONAL PROP: $161176
LOSS OF USE: $57563
LIABILITY: $300000
MEDICAL: $1000
EARTHQUAKE: $209
Ded: 5%
IDENTITY RECOVERY: YES
WATER BACKUP: YES
MOLD: YES
HO5 coverage: No
EXTENDED REPLACEMENT: Guaranteed
DEDUCTIBLE $1000


Total ANNUAL cost: $526

With Earthquake coverage: $735


vs.
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Auto Proposal 2
BI: 250/500
PD: 100
UM/UIM: 250/500
PIP: 3
UMPD: NA
COMP: 100
COLL: 500
ROADSIDE: Yes
RENTAL CAR: 40 per day
GLASS: YES

Total ANNUAL cost: $1295
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Homeowners Proposal
DWELLING: $230252
SEP STRUCTURES: $46050
PERSONAL PROP: $161176
LOSS OF USE: $57563
LIABILITY: $500000
MEDICAL: $5000
EARTHQUAKE: $209
Ded: 5%
IDENTITY RECOVERY: YES
WATER BACKUP: YES
MOLD: YES
HO5 coverage: YES
EXTENDED REPLACEMENT: Guaranteed
DEDUCTIBLE $1000


Total ANNUAL cost: $595

With Earthquake coverage: $804
★★★★★
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