Hunsaker Custom Coverage Comparison

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Auto Policy
BI: 100/300
PD: 100
UM/UIM: 100/300
PIP: 3
UMPD: NA
COMP: 500
COLL: 500
(Trailer Comp 250 Coll 250)
ROADSIDE: ?
RENTAL CAR:?
GLASS: NO

Total ANNUAL cost: $2055.60








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Homeowners
DWELLING: $209800
SEP STRUCTURES: $20980
PERSONAL PROP: $104900
LOSS OF USE: ALS
LIABILITY: $300000
MEDICAL:$1000
EARTHQUAKE: NO
IDENTITY RECOVERY: NO
WATER BACKUP:NO
MOLD: NO
HO5 Coverage: NO
EXTENDED REPLACEMENT: ?
DEDUCTIBLE $1000

Total ANNUAL cost: $542.21




vs.
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Auto Proposal 1
BI: 100/300
PD: 100
UM/UIM: 100/300
PIP: 3
UMPD: NA
COMP: 500
COLL: 500
(Trailer Comp 0 Coll 0)
ROADSIDE: Yes
RENTAL CAR: YES
GLASS: Free Rock Chips Repair

Total ANNUAL cost: $1440

Also Includes:
Deductible Reward
Accident Forgiveness

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Homeowners Proposal
DWELLING: $209800
SEP STRUCTURES: $52450
PERSONAL PROP: $157350
LOSS OF USE: $83920
LIABILITY: $500,000
MEDICAL: $1000
EARTHQUAKE: $161
Ded: 5%
IDENTITY RECOVERY: YES
WATER BACKUP: YES
MOLD: NO
HO5 coverage: NO
EXTENDED REPLACEMENT: 125%
DEDUCTIBLE $1000


Total ANNUAL cost: $510.21

With Earthquake coverage: $671.21

Also includes:
Claim-Free Bonus
Claim-Rate Guard
Deductible Reward
vs.
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Auto Proposal 2
BI: 250/500
PD: 100
UM/UIM: 250/500
PIP: 3
UMPD: NA
COMP: 500
COLL: 500
(Trailer Comp 0 Coll 0)
ROADSIDE: Yes
RENTAL CAR: YES
GLASS: Free Rock Chips Repair

Total ANNUAL cost: $1648.10

Also Includes:
Deductible Reward
Accident Forgiveness

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