Bartlam Custom Coverage Comparison

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Auto Policy
BI: 250/500
PD: 100
UM/UIM: 250/500
PIP: 3
UMPD: NA
COMP: 100
COLL: 600
ROADSIDE: ?
RENTAL CAR:?
GLASS: NO

Total ANNUAL cost: $1740








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Homeowners
DWELLING: $350700
SEP STRUCTURES: $35700
PERSONAL PROP: $263000
LOSS OF USE: ?
LIABILITY: $300000
MEDICAL:$1000
EARTHQUAKE: NO
IDENTITY RECOVERY: ?
WATER BACKUP: ?
MOLD: NO
HO5 Coverage: NO
EXTENDED REPLACEMENT: ?
DEDUCTIBLE $1000

Total ANNUAL cost: $635




vs.
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Auto Proposal 1
BI: 250/500
PD: 100
UM/UIM: 250/500
PIP: 3
UMPD: NA
COMP: 100
COLL: 500
ROADSIDE: Yes
RENTAL CAR: NO
GLASS: Free Rock Chips Repair

Total ANNUAL cost: $1311.40



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Homeowners Proposal
DWELLING: $425000
SEP STRUCTURES: $42500
PERSONAL PROP: $212500
LOSS OF USE: $85000
LIABILITY: $300,000
MEDICAL: $1000
EARTHQUAKE: $275
Ded: 5%
IDENTITY RECOVERY: No
WATER BACKUP: YES
MOLD: YES
HO5 coverage: NO
EXTENDED REPLACEMENT: 125%
DEDUCTIBLE $1000


Total ANNUAL cost: $584.00

With Earthquake coverage: $859


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