Taylor Custom Coverage Comparison

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Auto Policy
BI: 100/300
PD: 100
UM/UIM: 100/300
PIP: 3
UMPD: NA
COMP: 500
COLL: 500
ROADSIDE: YES
RENTAL CAR: No
GLASS: NO

Total ANNUAL cost: $1525




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Homeowners
DWELLING: $417000
SEP STRUCTURES: $41700
PERSONAL PROP: $291900
LOSS OF USE: $83400
LIABILITY:$300000
MEDICAL:$1000
EARTHQUAKE: YES
IDENTITY RECOVERY: ?
WATER BACKUP: ?
MOLD: Yes
HO5 Coverage: NO
DEDUCTIBLE $1000


Total ANNUAL cost: $1400




vs.
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Auto Proposal
BI: 100/300
PD: 100
UM/UIM: 100/300
PIP: 3
UMPD: NA
COMP: 500
COLL: 500
ROADSIDE: YES
RENTAL CAR: 30/900
GLASS: NO

Total ANNUAL cost: $1066



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Homeowners
DWELLING: $417000
SEP STRUCTURES: $41700
PERSONAL PROP: $291900
LOSS OF USE: Actual Loss Sustained
LIABILITY: $300000
MEDICAL: $1000
EARTHQUAKE: $460
(EQ Deductible 5%)
IDENTITY RECOVERY: YES
WATER BACKUP: YES
MOLD: YES
HO5 coverage: Yes
DEDUCTIBLE $1000

Total ANNUAL cost: $789

Total with Earthquake: $1249



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